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    Effective & Retro Date

    Important: If you currently have E&O insurance in effect, please be sure that the effective date you select above does not create a lapse in coverage. Keeping your prior acts covered depends on maintaining continuous E&O coverage. Even a single-day lapse can affect prior acts coverage.

    For your convenience, we collect your prior acts (retroactive) date for reference and future use, including if you later purchase E&O coverage elsewhere. While this information may appear in your account, coverage for prior acts is always subject to proof of continuous coverage and the terms of the policy.